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Navigating the process of buying a new home in Soledad, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Soledad, CA or getting it ready for the market.
Identify the new home you want to buy in Soledad, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Soledad, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Soledad, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Soledad, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Soledad, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Soledad, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Soledad, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Soledad, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans can provide immediate financial relief to bridge the gap between the purchase of a new home and the sale of the existing one. In a competitive market like Soledad, this can give buyers a competitive edge. Demographics: Soledad, California, is a vibrant community with a diverse population. The city has a mix of professionals, families, and retirees, creating a dynamic and inclusive living environment. Housing Market: Soledad offers a range of housing options, from cozy single-family homes to spacious estates. The market is characterized by steady appreciation rates and a strong demand for housing, making it an attractive investment opportunity. Main Attractions: Soledad boasts picturesque vineyards, charming downtown shops, and easy access to outdoor activities like hiking and biking. The Pinnacles National Park is a popular destination for nature lovers, offering stunning views and recreational opportunities.
The Benefits of Bridge Loans in Soledad, California
