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Navigating the process of buying a new home in Soulsbyville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Soulsbyville, CA or getting it ready for the market.
Identify the new home you want to buy in Soulsbyville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Soulsbyville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Soulsbyville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Soulsbyville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Soulsbyville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Soulsbyville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Soulsbyville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Soulsbyville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a lifeline for homeowners in Soulsbyville, California, providing the flexibility to buy a new home before selling the current one. This can prevent missed opportunities and ensure a smoother transition between properties. Demographics in Soulsbyville include a diverse population mix with a median household income higher than the state average. The area attracts families and professionals seeking a balanced lifestyle in a serene environment. The housing market in Soulsbyville is competitive yet stable, with a variety of properties available from cozy starter homes to expansive estates. Bridge loans facilitate quick transactions, giving buyers an edge in this competitive market. Main attractions in Soulsbyville include the stunning Sierra Nevada mountains, offering outdoor enthusiasts a plethora of activities such as hiking, skiing, and camping. Additionally, charming local shops and eateries provide a welcoming community feel for residents and visitors.
Benefits of Bridge Loans in Soulsbyville, California
