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Navigating the process of buying a new home in South Dos Palos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in South Dos Palos, CA or getting it ready for the market.
Identify the new home you want to buy in South Dos Palos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in South Dos Palos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in South Dos Palos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in South Dos Palos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in South Dos Palos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in South Dos Palos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in South Dos Palos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in South Dos Palos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in South Dos Palos offer a flexible financing solution for homeowners looking to purchase a new property before selling their current one. These loans provide quick access to funds, bridging the gap between the purchase and sale transactions, avoiding the need for contingent offers. This can be crucial in a competitive real estate market, giving buyers an advantage. South Dos Palos, California, has a diverse population with a mix of families, professionals, and retirees. The area enjoys a Mediterranean climate, with warm, dry summers and mild winters, making it an attractive place to live. The community is known for its friendly atmosphere and local events that bring residents together. The housing market in South Dos Palos is dynamic, offering a range of property types from single-family homes to apartments. With the help of bridge loans, buyers can act quickly on desirable properties, leading to potential appreciation in value over time. The market is stable, with steady demand driven by the area's amenities and proximity to major cities. Main attractions in South Dos Palos include scenic parks, historic sites, and local restaurants showcasing diverse cuisines. Residents enjoy outdoor activities like hiking, biking, and community events that celebrate the area's rich culture. With easy access to highways and public transportation, exploring nearby attractions is convenient for locals and visitors alike.
Benefits of Bridge Loans in South Dos Palos, California
