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Navigating the process of buying a new home in Spurger, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Spurger, TX or getting it ready for the market.
Identify the new home you want to buy in Spurger, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Spurger, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Spurger, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Spurger, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Spurger, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Spurger, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Spurger, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Spurger, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Spurger, Texas offer a temporary financing solution that helps homeowners bridge the gap between the sale of their current home and the purchase of a new one. This type of loan provides flexibility and allows individuals to secure their new home quickly without the stress of timing issues. Demographics in Spurger, Texas reveal a small community with a population of approximately 300 residents. The town boasts a close-knit atmosphere, perfect for those seeking a peaceful and neighborly environment. Residents in Spurger enjoy a rural setting with a strong sense of community and a focus on family values. As for the housing market in Spurger, Texas, it offers affordable housing options compared to larger cities. The market is stable with a variety of single-family homes and ample land for those desiring a more expansive property. Bridge loans can help individuals take advantage of these opportunities without being concerned about immediate funds from existing property sales. Main attractions in Spurger, Texas include the picturesque Big Thicket National Preserve, which provides outdoor enthusiasts with hiking trails, birdwatching, and an abundance of natural beauty. Additionally, the area offers opportunities for fishing, hunting, and other recreational activities, making it an ideal location for nature lovers and outdoor adventurers.
Benefits of Bridge Loans in Spurger, Texas
