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Navigating the process of buying a new home in Stafford, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stafford, TX or getting it ready for the market.
Identify the new home you want to buy in Stafford, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stafford, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stafford, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stafford, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stafford, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stafford, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stafford, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stafford, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stafford, Texas offer numerous benefits for homebuyers. They provide a convenient financing option for individuals who need to bridge the gap between the purchase of a new home and the sale of their current one. This allows buyers to secure their dream home without being contingent on the sale of their existing property. Stafford, Texas, has a diverse population with a mix of families, young professionals, and retirees. The town boasts a strong sense of community and excellent schools, making it an attractive place to live for individuals of all ages. The housing market in Stafford, Texas, is robust with a variety of housing options ranging from single-family homes to apartments. The town has seen steady growth in property values, making it a lucrative market for real estate investments. Some main attractions in Stafford include the Stafford Centre, a cultural venue that hosts a variety of performances and events, and Stafford City Park, which offers recreational facilities for residents of all ages. The town's proximity to Houston also provides easy access to world-class dining, shopping, and entertainment options.
Benefits of Bridge Loans in Stafford, Texas
