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Navigating the process of buying a new home in Standard, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Standard, CA or getting it ready for the market.
Identify the new home you want to buy in Standard, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Standard, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Standard, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Standard, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Standard, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Standard, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Standard, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Standard, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer numerous benefits for homebuyers in Standard, California. They provide short-term financing solutions for individuals who need to purchase a new home before selling their existing one. This enables buyers to secure their new home quickly without being contingent on the sale of their current property. Standard, California, boasts a diverse population with a mix of professionals, families, and retirees. The town offers a range of amenities, including top-rated schools, parks, and recreational facilities. With a strong sense of community, Standard provides a desirable environment for individuals and families looking to settle down. The housing market in Standard, California, is vibrant and in demand. The area features a mix of residential properties from single-family homes to condos, catering to various preferences and budgets. With steady appreciation rates and a stable market, investing in real estate in Standard can be a lucrative opportunity for buyers and investors alike.
Benefits of Bridge Loans in Standard, California
