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Navigating the process of buying a new home in Standish, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Standish, CA or getting it ready for the market.
Identify the new home you want to buy in Standish, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Standish, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Standish, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Standish, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Standish, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Standish, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Standish, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Standish, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Standish, California offer a flexible financing option for homeowners looking to purchase a new property before selling their current one. These loans provide quick access to capital, allowing individuals to bridge the gap between buying and selling, avoiding the need for contingent offers. Demographics in Standish, California show a diverse community with a mix of age groups, including families, professionals, and retirees. The town boasts a strong sense of community, with residents actively participating in local events and initiatives. The housing market in Standish, California is competitive yet stable, offering a mix of single-family homes and rural properties. The area's real estate values have shown steady growth in recent years, making it an attractive location for both buyers and sellers. Main attractions in Standish, California include the picturesque Standish-Hickey State Recreation Area, known for its hiking trails and camping facilities. The town also hosts annual festivals and fairs that celebrate local history and culture, providing residents with a strong sense of community.
Benefits of Bridge Loans in Standish, California
