Get Approved at The Lowest Rate
Navigating the process of buying a new home in Stevinson, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stevinson, CA or getting it ready for the market.
Identify the new home you want to buy in Stevinson, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stevinson, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stevinson, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stevinson, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stevinson, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stevinson, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stevinson, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stevinson, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stevinson, California offer a flexible financing option for homeowners looking to purchase a new property before selling their existing one. These loans provide quick access to capital, allowing for a smooth transition between homes without the stress of waiting for the sale of your current house. Demographically, Stevinson, California is a small rural town located in Merced County. With a population of approximately 1500 residents, the town offers a close-knit community feel, ideal for families and retirees looking for a quiet place to call home. In terms of the housing market, Stevinson boasts affordable real estate prices compared to surrounding areas, making it an attractive option for first-time homebuyers and investors. The market is stable, with steady appreciation rates, making it a solid investment opportunity for those looking to purchase property in the area. Main attractions in Stevinson include the beautiful San Joaquin Valley landscape, perfect for outdoor enthusiasts and nature lovers. The town also offers easy access to nearby attractions such as Yosemite National Park and the city of Modesto, providing residents with a range of recreational and cultural activities.
Benefits of Bridge Loans in Stevinson, California
