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Navigating the process of buying a new home in Stewarts Point, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stewarts Point, CA or getting it ready for the market.
Identify the new home you want to buy in Stewarts Point, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stewarts Point, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stewarts Point, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stewarts Point, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stewarts Point, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stewarts Point, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stewarts Point, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stewarts Point, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stewarts Point, California offer significant advantages for homeowners. They provide quick access to funds allowing homeowners to buy a new home before selling their current one. This eliminates the need to wait for the old property to sell before purchasing a new one, preventing missed opportunities in a competitive market. Stewarts Point, California, is a picturesque coastal town with a population of approximately 70 residents. The area boasts a serene environment surrounded by natural beauty, making it an ideal location for those seeking a peaceful retreat away from the hustle and bustle of city life. The housing market in Stewarts Point offers diverse options ranging from charming cottages to luxurious waterfront properties. The median home value is around $500,000, making it an attractive yet affordable location for potential buyers. With the help of bridge loans, homeowners can navigate the market with ease and secure their dream home. In addition to its scenic beauty and real estate opportunities, Stewarts Point offers a range of attractions for residents and visitors. The nearby Salt Point State Park provides opportunities for hiking, camping, and wildlife viewing, while the Stewarts Point Store offers a glimpse into the town's rich history and local culture.
Benefits of Bridge Loans in Stewarts Point, California
