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Navigating the process of buying a new home in Stinson Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stinson Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Stinson Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stinson Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stinson Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stinson Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stinson Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stinson Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stinson Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stinson Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stinson Beach, California offer significant advantages to residents and property investors. These short-term loans provide quick access to capital, allowing individuals to secure a new property before selling their current one. This flexibility reduces the stress of timing constraints during real estate transactions. Stinson Beach, located in Marin County, has a population of approximately 632 residents. The area boasts a diverse community, including young families, retirees, and professionals looking for a tranquil coastal lifestyle. The median household income is above the national average, making it an attractive location for property investment. The housing market in Stinson Beach is competitive but offers lucrative opportunities for buyers. The median home value is around $2 million, with an appreciation rate higher than the national average. Bridge loans play a crucial role in helping buyers secure desirable properties in this vibrant market. Stinson Beach is famous for its stunning natural beauty, including white sandy beaches, hiking trails, and majestic views of the Pacific Ocean. Residents and visitors alike enjoy outdoor activities such as surfing, kayaking, and picnicking in the scenic surroundings.
Bridge Loans in Stinson Beach, California
