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Navigating the process of buying a new home in Stirling City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stirling City, CA or getting it ready for the market.
Identify the new home you want to buy in Stirling City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stirling City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stirling City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stirling City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stirling City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stirling City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stirling City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stirling City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stirling City, California offer various benefits, including providing immediate funds for purchasing a new home before selling the existing one. This can help buyers secure their dream home without waiting for their current property to sell, avoiding the risk of losing out on a potential purchase. Stirling City, located in Butte County, has a diverse demographic mix, with a population that values outdoor activities and a close-knit community. The town is known for its natural beauty, with hiking trails, fishing spots, and camping grounds attracting nature enthusiasts and outdoor lovers. In terms of the housing market, Stirling City offers a unique mix of affordable and luxury properties. The market is competitive, with demand driven by the town's proximity to nature and its tranquil setting. Bridge loans can provide buyers with a competitive edge in this market by allowing them to make quick and strong offers on properties. Main attractions in Stirling City include the stunning Lassen National Forest, where residents and visitors can enjoy hiking, bird-watching, and picnicking. Additionally, the town's proximity to Chico and Lake Oroville offers further recreational opportunities, making Stirling City an ideal location for those seeking a peaceful yet active lifestyle.
Bridge Loans Benefits in Stirling City, California
