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Navigating the process of buying a new home in Stratford, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Stratford, CA or getting it ready for the market.
Identify the new home you want to buy in Stratford, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Stratford, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Stratford, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Stratford, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Stratford, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Stratford, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Stratford, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Stratford, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Stratford, California offer a convenient financial solution for individuals looking to bridge the gap between the purchase of a new property and the sale of their existing one. These loans provide quick access to funds, offering flexibility and ease in navigating real estate transactions. Demographics Stratford, California, is a diverse community with a population that represents a mix of various ethnic backgrounds. The town boasts a close-knit feel, making it an inviting place for families and individuals looking for a tight community bond. The housing market in Stratford, California, offers a range of options, from cozy single-family homes to modern apartments. The market is relatively stable, with a steady demand for housing in the area, making it an attractive location for both buyers and sellers. Stratford, California, is known for its beautiful parks and outdoor recreational areas, providing residents with ample opportunities for hiking, picnicking, and enjoying the natural surroundings. Additionally, the town hosts local events and festivals that bring the community together for fun and entertainment.
Benefits of Bridge Loans in Stratford, California
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