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Navigating the process of buying a new home in Strawberry, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Strawberry, CA or getting it ready for the market.
Identify the new home you want to buy in Strawberry, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Strawberry, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Strawberry, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Strawberry, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Strawberry, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Strawberry, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Strawberry, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Strawberry, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Strawberry, California offer various benefits. They provide short-term financing to bridge the gap between the purchase of a new home and the sale of the current one, allowing homeowners to avoid contingent offers and move quickly. These loans are convenient, flexible, and can be customized to individual needs. Demographically, Strawberry is a quaint town nestled in Marin County, known for its scenic beauty and close-knit community. The population is diverse, with a mix of families, young professionals, and retirees. The town's charming atmosphere and proximity to nature make it an ideal place to live. In terms of the housing market, Strawberry offers a range of housing options, from cozy cottages to spacious estates. The market is competitive, with properties often selling quickly. Bridge loans can give buyers a competitive edge by providing the necessary funds to secure a new home while waiting for their existing one to sell. Some of the main attractions in Strawberry include hiking trails in the nearby mountains, waterfront parks along the bay, and local boutiques and restaurants. The town's vibrant cultural scene and outdoor activities make it a desirable location for residents of all ages.
Benefits of Bridge Loans in Strawberry, California
