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Navigating the process of buying a new home in Sunset Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Sunset Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Sunset Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Sunset Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Sunset Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Sunset Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Sunset Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Sunset Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Sunset Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sunset Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a unique financing option for individuals looking to buy a new property before selling their current one. In Sunset Beach, California, these loans provide a seamless transition, allowing homeowners to secure their dream home without the stress of timing the sale of their existing property. Demographics Sunset Beach, located in Orange County, California, boasts a diverse population with a mix of families, young professionals, and retirees. The area is known for its close-knit community feel and residents who enjoy the beach lifestyle. Housing Market The housing market in Sunset Beach is competitive yet offers a range of opportunities for buyers. With the help of bridge loans, individuals can act quickly on desirable properties, giving them an edge in this fast-moving market. Main Attractions Some main attractions in Sunset Beach include its pristine beaches, water activities like surfing and paddleboarding, and the vibrant local dining scene. Residents and visitors alike can enjoy a relaxed coastal atmosphere with easy access to nearby attractions in Orange County.
The Benefits of Bridge Loans in Sunset Beach, California
