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Navigating the process of buying a new home in Surfside, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Surfside, CA or getting it ready for the market.
Identify the new home you want to buy in Surfside, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Surfside, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Surfside, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Surfside, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Surfside, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Surfside, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Surfside, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Surfside, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Surfside, California offer a convenient financing solution for homeowners looking to purchase a new property before selling their current one. These short-term loans provide immediate funds to bridge the gap between the sale of the existing home and the purchase of a new one, allowing for quick transactions without the need for a contingency plan. Surfside, California is a vibrant coastal community known for its picturesque beaches, laid-back lifestyle, and diverse population. The area boasts a mix of residential properties, from cozy beach cottages to luxurious oceanfront estates. With a median household income above the national average, Surfside attracts a mix of young professionals, families, and retirees seeking a relaxed beachside living experience. The housing market in Surfside, California is characterized by a competitive real estate landscape, with high demand for properties close to the beach. Home prices have been steadily increasing in recent years, making it a lucrative market for both buyers and sellers. Bridge loans provide an advantage in this market by enabling buyers to act quickly and secure their dream home without delays. Some of the main attractions in Surfside include its pristine beaches, popular surfing spots, charming seaside eateries, and vibrant local arts scene. Whether residents are looking to relax by the shore, catch a wave, or explore the local culture, Surfside offers a variety of attractions to suit every taste.
Benefits of Bridge Loans in Surfside, California
