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Navigating the process of buying a new home in Sutter Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Sutter Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Sutter Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Sutter Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Sutter Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Sutter Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Sutter Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Sutter Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Sutter Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Sutter Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Sutter Creek offer fast financing solutions for those looking to purchase a new home before selling their current one. These loans provide flexibility and bridge the gap between the sale of your existing home and the purchase of a new one, preventing you from missing out on a great opportunity. Demographics Sutter Creek, California, has a population of around 2,500 residents and is known for its rich history dating back to the California Gold Rush. The town has a mix of families, retirees, and young professionals, creating a diverse and vibrant community. Housing Market The housing market in Sutter Creek is competitive yet diverse, offering a range of housing options from historic homes to modern developments. Bridge loans can give buyers a competitive edge in this market, allowing them to secure a new home quickly without waiting for their current property to sell. Main Attractions Sutter Creek is home to charming boutiques, art galleries, and wineries, making it a popular destination for tourists and locals alike. The town also boasts beautiful outdoor attractions such as the Sutter Creek Creekwalk and Minnie Provis Park, providing plenty of opportunities for recreation.
Benefits of Bridge Loans in Sutter Creek, California
