Get Approved at The Lowest Rate
Navigating the process of buying a new home in Talmage, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Talmage, CA or getting it ready for the market.
Identify the new home you want to buy in Talmage, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Talmage, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Talmage, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Talmage, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Talmage, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Talmage, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Talmage, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Talmage, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Talmage, California offer a valuable financing solution for individuals looking to purchase a new property before selling their existing one. They provide the flexibility of securing funds quickly without the need to wait for the sale of the current home, enabling a smoother transition between properties. Demographics Talmage, California, is a charming community located in Mendocino County, known for its diverse population and strong sense of community. The residents of Talmage encompass a mix of young professionals, families, and retirees, creating a vibrant and welcoming environment. Housing Market The housing market in Talmage, California, offers a range of options from historic homes with character to modern new constructions. The median home price is competitive, making it an attractive location for both first-time buyers and seasoned investors. Main Attractions Talmage boasts beautiful parks, scenic hiking trails, and a thriving arts and culture scene. The nearby vineyards and wineries attract visitors from far and wide, while the local farmer's markets and festivals showcase the unique charm of the area.
Benefits of Bridge Loans in Talmage, California