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Navigating the process of buying a new home in Tarpley, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Tarpley, TX or getting it ready for the market.
Identify the new home you want to buy in Tarpley, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Tarpley, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Tarpley, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Tarpley, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Tarpley, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Tarpley, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Tarpley, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Tarpley, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a flexible financing option for individuals looking to purchase a new home before selling their existing one. In Tarpley, Texas, this is especially beneficial due to the competitive real estate market. These loans allow buyers to have the funds readily available to secure a new property while awaiting the sale of their current home. Demographically, Tarpley is a small, tight-knit community with a population that values rural living and close-knit relationships. The residents here often seek out bridge loans to facilitate swift property transactions and take advantage of the peaceful country lifestyle that Tarpley offers. The housing market in Tarpley, Texas, is dynamic, with a mix of traditional ranch-style homes and modern properties. Bridge loans help buyers capitalize on attractive real estate opportunities quickly, enabling them to bridge the financial gap between buying and selling homes. Main Attractions in Tarpley, Texas:
Benefits of Bridge Loans in Tarpley, Texas
