Get Approved at The Lowest Rate
Navigating the process of buying a new home in Taylorsville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Taylorsville, CA or getting it ready for the market.
Identify the new home you want to buy in Taylorsville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Taylorsville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Taylorsville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Taylorsville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Taylorsville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Taylorsville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Taylorsville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Taylorsville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Taylorsville offer a quick and flexible financing option for homeowners looking to purchase a new property before selling their current one. This allows for smoother transitions and avoids the need for contingent offers. Taylorsville, California, is a small town with a population of around 200 residents. The demographics skew towards older individuals and families, creating a tight-knit community with a focus on nature, outdoor activities, and a slower pace of life. The housing market in Taylorsville is characterized by charming single-family homes, often with large lots offering breathtaking natural views. The market is stable, with moderate appreciation rates, making it an attractive option for those seeking a peaceful retreat. Some of the main attractions in Taylorsville include the stunning Plumas National Forest, ideal for hiking and exploring nature, and the historic Indian Valley Museum, providing insight into the area's fascinating past and culture. Additionally, the town hosts various local events and festivals throughout the year.
Benefits of Bridge Loans in Taylorsville, California