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Navigating the process of buying a new home in Texas City, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Texas City, TX or getting it ready for the market.
Identify the new home you want to buy in Texas City, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Texas City, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Texas City, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Texas City, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Texas City, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Texas City, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Texas City, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Texas City, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Texas City offer a flexible financing option for homebuyers, allowing them to bridge the gap between the sale of their current home and the purchase of a new one. This can help avoid the stress of timing constraints and provide the financial freedom needed to secure the desired property. Demographics in Texas City show a diverse population with a mix of both urban and suburban lifestyles. The city boasts a vibrant community with a strong sense of pride and belonging. Residents enjoy access to quality education, healthcare, and recreational facilities, making it an ideal place to call home. The housing market in Texas City is dynamic, with a range of options available to suit various preferences and budgets. From cozy single-family homes to modern condos and spacious waterfront properties, there is something for everyone. The market offers potential for growth and investment opportunities, making it an attractive location for homebuyers and investors alike. Main attractions in Texas City include the beautiful Galveston Bay, known for its scenic views and water activities. The city also features the Texas City Museum, showcasing local history and culture, and the Mall of the Mainland, a popular shopping destination. With a variety of parks, restaurants, and entertainment venues, Texas City offers a vibrant lifestyle for residents and visitors to enjoy.
Benefits of Bridge Loans in Texas City, Texas
