Get Approved at The Lowest Rate
Navigating the process of buying a new home in The Sea Ranch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in The Sea Ranch, CA or getting it ready for the market.
Identify the new home you want to buy in The Sea Ranch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in The Sea Ranch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in The Sea Ranch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in The Sea Ranch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in The Sea Ranch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in The Sea Ranch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in The Sea Ranch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in The Sea Ranch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in The Sea Ranch offer a valuable short-term financing solution for those looking to transition smoothly between the sale of their current home and the purchase of a new one. These loans provide flexibility and convenience, allowing homeowners to secure funds quickly without having to worry about contingencies. The demographics of The Sea Ranch, California, showcase a picturesque coastal community known for its stunning ocean views and environmental preservation efforts. With a population primarily consisting of retirees and second homeowners, The Sea Ranch offers a peaceful and serene living environment. The housing market in The Sea Ranch is characterized by a mix of contemporary architectural styles that blend harmoniously with the natural landscape. Properties range from cozy coastal cottages to luxurious oceanfront estates, offering prospective buyers a diverse selection to choose from. Main attractions in The Sea Ranch include its iconic coastal trails, renowned golf courses, and access to pristine beaches perfect for outdoor activities like hiking, surfing, and whale watching. The community's commitment to sustainability and conservation also draws nature enthusiasts and environmental advocates.
Benefits of Bridge Loans in The Sea Ranch, California
