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Navigating the process of buying a new home in Thornton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Thornton, CA or getting it ready for the market.
Identify the new home you want to buy in Thornton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Thornton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Thornton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Thornton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Thornton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Thornton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Thornton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Thornton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Thornton, California offer a convenient financing solution for homeowners looking to purchase a new property before selling their existing one. This type of loan helps bridge the gap between the purchase of a new home and the sale of the current one, providing the flexibility and convenience that traditional mortgages may not offer. Thornton, California, boasts a diverse population consisting of young professionals, families, and retirees. The city's demographic makeup contributes to a vibrant community with a mix of cultural backgrounds and experiences, making it an attractive place to live and work. The housing market in Thornton, California, is dynamic and competitive, with a range of housing options to suit different preferences and budgets. From modern condominiums to spacious single-family homes, the real estate market in Thornton offers something for everyone, attracting both first-time homebuyers and seasoned investors. Some of the main attractions in Thornton, California, include its picturesque parks, recreational facilities, and cultural landmarks. Residents and visitors alike can enjoy outdoor activities at the local parks, explore the city's historical sites, and dine at a variety of restaurants offering diverse cuisines.
Benefits of Bridge Loans in Thornton, California
