Bridge Loans: Your Key to Seamless Home Transitions in Three Rivers, CA

Navigating the process of buying a new home in Three Rivers, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Three Rivers, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Three Rivers, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Three Rivers, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Three Rivers, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Three Rivers, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Three Rivers, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Three Rivers, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Three Rivers, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Three Rivers, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Three Rivers, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Three Rivers, California

Bridge loans in Three Rivers, California, offer numerous benefits to homebuyers and sellers. These short-term loans provide quick access to funds, bridging the gap between the purchase of a new home and the sale of an existing one. They enable buyers to secure a new property without being contingent on the sale of their current one, giving them a competitive edge in the market.

Three Rivers, California, is a picturesque community located in Tulare County, known for its stunning natural beauty and close proximity to Sequoia National Park. With a population of approximately 2,200 residents, the area offers a mix of rural charm and outdoor recreational activities, making it an ideal place for nature lovers and outdoor enthusiasts.

The housing market in Three Rivers is dynamic, with a range of property types available, including single-family homes, ranches, and vacation cabins. The median home value in Three Rivers is around $375,000, and the market is considered competitive, with homes selling quickly due to high demand and limited inventory.

Main attractions in Three Rivers include the picturesque Kaweah River, where visitors can enjoy activities such as fishing, kayaking, and picnicking. The area is also home to the acclaimed Anne Lang's Emporium, a popular spot for local art and artisanal crafts, as well as various hiking trails that showcase the area's breathtaking natural landscapes.

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