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Navigating the process of buying a new home in Tipton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Tipton, CA or getting it ready for the market.
Identify the new home you want to buy in Tipton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Tipton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Tipton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Tipton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Tipton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Tipton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Tipton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Tipton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Tipton, California offer a flexible financing option for homeowners looking to purchase a new property before selling their current one. This allows for quick access to funds for down payments, providing a competitive advantage in the real estate market. Demographics: Tipton, California, has a diverse population with a mix of young families and retirees. The town is known for its strong sense of community and friendly residents, making it an ideal place for individuals looking for a close-knit neighborhood. Housing Market: The housing market in Tipton, California, is competitive yet stable. The median home price is reasonable compared to surrounding areas, making it an attractive location for first-time homebuyers and investors alike. Bridge loans can help buyers secure properties in this market quickly. Main Attractions: Tipton is situated near popular California attractions such as Sequoia National Park and Kings Canyon National Park, offering residents the opportunity to enjoy outdoor activities like hiking and camping. The town also has local parks, restaurants, and shops that add to its charm.
Benefits of Bridge Loans in Tipton, California
