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Navigating the process of buying a new home in Tomales, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Tomales, CA or getting it ready for the market.
Identify the new home you want to buy in Tomales, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Tomales, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Tomales, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Tomales, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Tomales, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Tomales, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Tomales, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Tomales, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Tomales, California offer quick access to funds for purchasing a new home before selling an existing one. This can help in avoiding delays and ensuring a smoother transition between properties. Demographics: Tomales is a small town in Marin County, California, with a population of approximately 250 residents. The town is known for its peaceful rural setting, making it an ideal retreat for those seeking a quiet lifestyle. Housing Market: The housing market in Tomales, California, is characterized by a mix of historic homes and newer constructions. The median home price in Tomales is around $700,000, with a variety of housing options available to suit different preferences and budgets. Main Attractions: Tomales is located near Point Reyes National Seashore, offering residents access to beautiful beaches, hiking trails, and stunning coastal scenery. The town also boasts local eateries, artisan shops, and a strong sense of community.
Benefits of Bridge Loans in Tomales, California
