Get Approved at The Lowest Rate
Navigating the process of buying a new home in Trabuco Canyon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Trabuco Canyon, CA or getting it ready for the market.
Identify the new home you want to buy in Trabuco Canyon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Trabuco Canyon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Trabuco Canyon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Trabuco Canyon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Trabuco Canyon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Trabuco Canyon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Trabuco Canyon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Trabuco Canyon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Trabuco Canyon, California, offer a flexible financing option for homebuyers. They provide quick access to capital, bridging the gap between the purchase of a new home and the sale of an existing property. This allows buyers to make competitive offers and secure their dream homes without being contingent on the sale of their old ones. Trabuco Canyon, California, is a picturesque community located in the foothills of the Santa Ana Mountains. The area boasts a diverse population, with residents ranging from young professionals to families and retirees. The median household income is above the national average, reflecting the area's prosperity. The housing market in Trabuco Canyon is robust, offering a mix of single-family homes, townhouses, and luxury estates. The median home value is higher than the state average, indicating a desirable real estate market. Bridge loans provide buyers with the opportunity to secure properties in this competitive market promptly. Trabuco Canyon is not only known for its real estate but also for its natural beauty and outdoor recreation opportunities. The nearby Whiting Ranch Wilderness Park and O'Neill Regional Park provide residents with hiking, biking, and picnicking areas, making it an attractive place to live for nature enthusiasts.
Bridge Loans in Trabuco Canyon, California
