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Navigating the process of buying a new home in Tranquillity, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Tranquillity, CA or getting it ready for the market.
Identify the new home you want to buy in Tranquillity, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Tranquillity, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Tranquillity, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Tranquillity, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Tranquillity, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Tranquillity, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Tranquillity, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Tranquillity, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Tranquillity, California offer a convenient short-term financing solution for homeowners looking to purchase a new home before selling their current one. This type of loan provides the flexibility to make a down payment on a new property while waiting for the sale of the existing one, preventing the need to rush the selling process. Tranquillity, California, boasts a diverse population with a strong sense of community. The demographics of the area include a mix of families, young professionals, and retirees, creating a welcoming and inclusive environment for residents of all ages. The housing market in Tranquillity, California, is characterized by a range of property types, from single-family homes to ranch-style estates. With the help of bridge loans, prospective buyers can take advantage of the competitive market, secure their dream home, and navigate the buying and selling process with ease. Tranquillity, California, is home to several main attractions that showcase the area's natural beauty and cultural heritage. From picturesque parks and hiking trails to local markets and historical sites, residents and visitors alike can enjoy a variety of recreational activities and experiences in this charming town.
The Benefits of Bridge Loans in Tranquillity, California
