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Navigating the process of buying a new home in Trinity Center, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Trinity Center, CA or getting it ready for the market.
Identify the new home you want to buy in Trinity Center, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Trinity Center, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Trinity Center, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Trinity Center, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Trinity Center, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Trinity Center, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Trinity Center, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Trinity Center, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Trinity Center, California offer a convenient financing solution for homeowners who are looking to purchase a new property before selling their existing one. These short-term loans provide quick access to cash, allowing individuals to make competitive offers on new homes without waiting for their current property to sell. Demographics: Trinity Center, California, is a small community nestled in the Trinity Alps. With a population of approximately 300 residents, the area offers a close-knit feel and a strong sense of community. Residents of Trinity Center often value the natural beauty of the area and the peaceful lifestyle it affords. Housing Market: The housing market in Trinity Center is characterized by a mix of single-family homes and vacation properties. Bridge loans can be particularly beneficial in this market, where timing is crucial for both buying and selling. These loans can help bridge the gap between the purchase of a new home and the sale of an existing property, ensuring a smooth transition for homeowners. Main Attractions: Trinity Center is known for its stunning natural beauty, offering residents and visitors access to outdoor activities such as hiking, fishing, and boating. The nearby Trinity Lake is a popular destination for water sports enthusiasts, while the Trinity Alps Wilderness Area provides ample opportunities for hiking and camping.
Benefits of Bridge Loans in Trinity Center, California
