Get Approved at The Lowest Rate
Navigating the process of buying a new home in Twain Harte, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Twain Harte, CA or getting it ready for the market.
Identify the new home you want to buy in Twain Harte, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Twain Harte, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Twain Harte, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Twain Harte, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Twain Harte, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Twain Harte, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Twain Harte, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Twain Harte, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Twain Harte offer a valuable financing solution for residents looking to purchase a new home before selling their current one. These loans provide short-term funding to bridge the gap between the purchase of a new property and the sale of the existing one, preventing homeowners from missing out on their dream homes. Demographically, Twain Harte, California, is a charming mountain community located in the Sierra Nevada foothills. With a population of around 2,226 residents, it offers a tight-knit community feel and a peaceful, scenic environment perfect for families and retirees looking to settle down. In terms of the housing market, Twain Harte boasts a diverse range of properties, from cozy cabins to spacious mountain retreats. The market is currently experiencing steady growth, with home prices on the rise and a high demand for properties in this desirable location. Main attractions in Twain Harte include the Twain Harte Lake, a private lake perfect for swimming and boating, and the Twain Harte Golf Club, offering stunning views and challenging courses for golf enthusiasts. The community also hosts numerous events and festivals throughout the year, making it a vibrant place to live.
Benefits of Bridge Loans in Twain Harte, California
