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Navigating the process of buying a new home in Twin Peaks, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Twin Peaks, CA or getting it ready for the market.
Identify the new home you want to buy in Twin Peaks, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Twin Peaks, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Twin Peaks, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Twin Peaks, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Twin Peaks, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Twin Peaks, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Twin Peaks, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Twin Peaks, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge Loans in Twin Peaks provide a flexible financing option for homebuyers allowing them to buy a new home before selling their current one. This can prevent the need for a contingency offer and speeds up the buying process. Demographics in Twin Peaks show a population with a median income above the national average. The area has a mix of families and retirees, creating a diverse and stable community. The housing market in Twin Peaks is competitive, with a mix of single-family homes and vacation properties. The median home value is above the state average, making it an attractive location for real estate investments. Main attractions in Twin Peaks include the beautiful Lake Gregory, offering recreational activities like boating and fishing. The area is also close to the San Bernardino National Forest, providing ample opportunities for outdoor enthusiasts.
Benefits of Bridge Loans in Twin Peaks, California
