Get Approved at The Lowest Rate
Navigating the process of buying a new home in Ukiah, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ukiah, CA or getting it ready for the market.
Identify the new home you want to buy in Ukiah, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ukiah, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ukiah, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ukiah, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ukiah, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ukiah, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ukiah, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ukiah, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ukiah, California offer a flexible financing option for homeowners. These loans provide quick access to funds to bridge the gap between buying a new home before selling the current one. They can be a valuable tool for those looking to relocate without the stress of timing constraints. The demographics of Ukiah, California, show a diverse community with a population of around 16,000. The city is known for its natural beauty, vineyards, and a thriving arts scene. With a mix of residents from different backgrounds, Ukiah offers a welcoming and inclusive environment for all. The housing market in Ukiah is competitive yet stable, making it an attractive location for real estate investment. The median home price in Ukiah is around $450,000, offering a range of options for buyers. With a growing demand for housing, investing in Ukiah's real estate market can be a wise decision. Main attractions in Ukiah include the beautiful Ukiah Valley, the City of Ten Thousand Buddhas, and the picturesque Mendocino National Forest. From outdoor enthusiasts to cultural explorers, Ukiah offers something for everyone to enjoy and experience.
Benefits of Bridge Loans in Ukiah, California
