Get Approved at The Lowest Rate
Navigating the process of buying a new home in Union City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Union City, CA or getting it ready for the market.
Identify the new home you want to buy in Union City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Union City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Union City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Union City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Union City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Union City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Union City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Union City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Union City, California offer immediate access to funds for homebuyers, allowing them to purchase a new home before selling their current property. This flexibility eliminates the stress of timing constraints often associated with buying and selling homes simultaneously. Demographically, Union City is a diverse community in the San Francisco Bay Area, with a mix of cultures and backgrounds. The city's population consists of various ethnicities, creating a vibrant and inclusive environment that reflects the richness of California's diversity. Union City's housing market is competitive, with a mix of single-family homes, townhouses, and apartments. The city's real estate market is known for its stability and consistent appreciation, making it an attractive location for both homebuyers and investors looking for long-term value. Some of Union City's main attractions include the historic Casa Verde Park, the scenic Quarry Lakes Regional Recreation Area, and the vibrant Union Landing shopping center. These attractions offer residents and visitors a range of recreational, cultural, and entertainment options in the heart of the city.
The Benefits of Bridge Loans in Union City, California
