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Navigating the process of buying a new home in Vacaville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Vacaville, CA or getting it ready for the market.
Identify the new home you want to buy in Vacaville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Vacaville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Vacaville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Vacaville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Vacaville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Vacaville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Vacaville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Vacaville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Vacaville, California, offers several benefits to homeowners. Firstly, it provides quick access to funds, allowing individuals to secure a new property without selling their current home first. This flexibility can be crucial in competitive real estate markets, enabling buyers to make strong offers on new homes. Demographically, Vacaville is a diverse city with a population of approximately 100,000 residents. The city boasts a strong sense of community and is ideal for families, with reputable schools and safe neighborhoods. The median household income is above the national average, making it an attractive location for homeowners. In terms of the housing market, Vacaville has seen steady growth in property values in recent years. The market offers a variety of housing options, from single-family homes to condos and townhouses. With low inventory and high demand, bridge loans can help buyers bridge the gap between selling their current home and purchasing a new one. Main attractions in Vacaville include the Vacaville Premium Outlets, offering a range of shopping options, and beautiful outdoor spaces like Lagoon Valley Park and Pena Adobe Regional Park. The city's proximity to Napa Valley also provides residents with easy access to world-class wineries and vineyards.
Benefits of Bridge Loans in Vacaville, California
