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Navigating the process of buying a new home in Valentine, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valentine, TX or getting it ready for the market.
Identify the new home you want to buy in Valentine, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valentine, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valentine, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valentine, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valentine, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valentine, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valentine, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valentine, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Valentine, Texas offer a lifeline for individuals looking to purchase a new home before selling their existing one. These loans provide the necessary funds to make a down payment on the new property while waiting for the sale of their current home. Valentine, Texas, is a small town with a population of approximately 134 people. The town boasts a diverse community, made up of families, retirees, and young professionals. The cost of living is lower than the national average, making it an attractive option for those looking to settle down. Valentine's housing market is stable and affordable, with a median home value of $115,000. Bridge loans can help buyers take advantage of these favorable conditions by enabling them to secure their dream home without the added stress of selling their current property first. While in Valentine, visitors can explore attractions such as the Prada Marfa art installation, which is a popular destination for art enthusiasts. The town also hosts an annual Valentine's Day celebration, bringing the community together for music, food, and festivities.
Benefits of Bridge Loans in Valentine, Texas
