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Navigating the process of buying a new home in Valera, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valera, TX or getting it ready for the market.
Identify the new home you want to buy in Valera, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valera, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valera, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valera, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valera, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valera, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valera, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valera, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Valera, Texas offer numerous benefits for individuals in need of short-term financing. These loans provide a quick and convenient way to access funds to purchase a new home while waiting for the sale of an existing property. This flexibility can be crucial in competitive real estate markets, allowing buyers to secure their dream home without delays. Valera, Texas, is a charming town with a diverse population. The demographics reflect a mix of families, retirees, and young professionals, creating a vibrant community. The town's strong sense of community and friendly atmosphere make it an ideal place to settle down and raise a family. The housing market in Valera is dynamic, offering a range of options from quaint historic homes to modern developments. The demand for housing is steady, with properties retaining their value over time. Bridge loans provide buyers with the financial means to capitalize on these opportunities and invest in the town's growing real estate market. Aside from its real estate appeal, Valera boasts several main attractions that draw visitors and residents alike. From scenic parks and outdoor recreational activities to local cafes and shops, there is something for everyone to enjoy in this picturesque town.
Bridge Loans in Valera, Texas