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Navigating the process of buying a new home in Vallejo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Vallejo, CA or getting it ready for the market.
Identify the new home you want to buy in Vallejo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Vallejo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Vallejo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Vallejo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Vallejo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Vallejo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Vallejo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Vallejo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Vallejo, California offer a convenient financing option for homebuyers, allowing them to purchase a new home before selling their existing one. This flexibility eliminates the stress of timing the sale of one property with the purchase of another, providing a seamless transition. Vallejo, California, has a diverse demographic profile with a mix of cultures, including a significant Hispanic and Asian population. The city's vibrant community fosters a welcoming atmosphere for residents, creating a rich tapestry of traditions and experiences. The housing market in Vallejo, California, is characterized by a mix of historic homes and modern developments. With growing demand and a limited supply of housing, property values have been appreciating steadily, making it an attractive investment opportunity for buyers and sellers alike. Vallejo boasts a variety of main attractions, including the Vallejo Naval and Historical Museum, Mare Island Historic Park Foundation, and Six Flags Discovery Kingdom. These attractions offer residents and visitors engaging ways to explore the city's history, natural beauty, and family-friendly entertainment options.
Benefits of Bridge Loans in Vallejo, California
