Get Approved at The Lowest Rate
Navigating the process of buying a new home in Valley Ford, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valley Ford, CA or getting it ready for the market.
Identify the new home you want to buy in Valley Ford, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valley Ford, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valley Ford, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valley Ford, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valley Ford, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valley Ford, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valley Ford, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valley Ford, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide immediate funding for purchasing a new home before selling the existing one, preventing delays. They offer flexibility with repayment terms and can be a useful tool for buying in competitive markets. Demographics: Valley Ford, California, has a population of approximately 1000 residents, with a median age of 45 years. The community consists of primarily families and retirees, offering a peaceful and close-knit environment. Housing Market: Valley Ford's housing market is competitive yet diverse, with a mix of historic and modern homes. The median home price is around $700,000, showing steady appreciation over the years, making it an attractive investment opportunity. Main Attractions: Valley Ford is known for its scenic beauty, with attractions such as the Valley Ford Hotel and the Estero Americano, offering outdoor activities like hiking and birdwatching. The area also boasts renowned wineries and farm-to-table dining experiences.
Bridge Loans in Valley Ford, California
