Get Approved at The Lowest Rate
Navigating the process of buying a new home in Valley Mills, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valley Mills, TX or getting it ready for the market.
Identify the new home you want to buy in Valley Mills, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valley Mills, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valley Mills, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valley Mills, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valley Mills, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valley Mills, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valley Mills, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valley Mills, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Valley Mills, Texas provide numerous benefits for homebuyers and investors. They offer short-term financing solutions to bridge the gap between the purchase of a new property and the sale of an existing one. This flexibility allows borrowers to secure their dream home without being hindered by the lengthy process of selling their current property. Valley Mills, Texas, a charming town located in the heart of Texas, boasts a welcoming community with a mix of rural and suburban living. With a population of around 1,200 people, Valley Mills offers a tight-knit community feel, making it an ideal place for families and individuals seeking a peaceful environment to call home. The housing market in Valley Mills, Texas, is attractive for both buyers and sellers. With a median home value below the national average, aspiring homeowners can find affordable housing options in this picturesque town. Additionally, the market is showing steady growth, indicating a promising investment opportunity for those looking to buy or sell properties in the area. Valley Mills, Texas, is surrounded by natural beauty and offers a variety of outdoor attractions for residents and visitors. From exploring the scenic Bosque River to visiting the historic Valley Mills Depot, there is no shortage of things to see and do in this quaint town. Whether you enjoy hiking, fishing, or simply exploring small-town charm, Valley Mills has something for everyone.
Benefits of Bridge Loans in Valley Mills, Texas
