Get Approved at The Lowest Rate
Navigating the process of buying a new home in Valley Spring, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valley Spring, TX or getting it ready for the market.
Identify the new home you want to buy in Valley Spring, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valley Spring, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valley Spring, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valley Spring, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valley Spring, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valley Spring, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valley Spring, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valley Spring, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Valley Spring, Texas offer borrowers the flexibility to secure short-term financing quickly and efficiently, allowing them to bridge the gap between the purchase of a new property and the sale of their existing one. These loans provide immediate funds for down payments, enabling buyers to secure their dream home without the stress of carrying two mortgages simultaneously. Valley Spring, Texas, is a charming rural community with a population of approximately 500 residents. The area boasts a rich history and a tight-knit community feel, making it an ideal place for families and retirees looking for a peaceful retreat amidst the scenic beauty of the Texas Hill Country. The housing market in Valley Spring is characterized by a mix of historic homes and new developments, offering a range of options for potential buyers. With the help of bridge loans, individuals can take advantage of favorable interest rates and flexible repayment terms to navigate the competitive real estate market in the area. Some of the main attractions in Valley Spring include the picturesque Hamilton Creek Park, which offers hiking trails and picnic areas perfect for outdoor enthusiasts. Additionally, the nearby Longhorn Cavern State Park provides opportunities for cave tours and exploration, adding to the unique charm of this Texas community.
Bridge Loans in Valley Spring, Texas
