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Navigating the process of buying a new home in Valyermo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Valyermo, CA or getting it ready for the market.
Identify the new home you want to buy in Valyermo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Valyermo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Valyermo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Valyermo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Valyermo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Valyermo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Valyermo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Valyermo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Valyermo, California offer numerous benefits for homebuyers and real estate investors. These short-term loans provide quick access to funds to bridge the gap between buying a new property and selling an existing one. They offer flexibility in timing, enabling seamless transitions without the need to wait for a sale to close. Demographically, Valyermo is a small, rural community located in the Antelope Valley region. The population is diverse, consisting of a mix of families, retirees, and young professionals. The community values a peaceful and close-knit lifestyle, making it an ideal place for those seeking a serene environment away from the hustle and bustle of urban areas. Valyermo's housing market is characterized by a blend of single-family homes, ranch properties, and vacant land. The market is relatively stable, with a steady demand for housing due to the area's natural beauty and tranquil setting. Bridge loans can help buyers navigate this market efficiently by providing the necessary financial support to secure their desired property. Some main attractions in Valyermo include the St. Andrew's Abbey, a Benedictine monastery offering retreats and spiritual programs, as well as the nearby Devil's Punchbowl Natural Area, known for its unique rock formations and hiking trails. Residents also enjoy easy access to outdoor adventures in the Angeles National Forest, making Valyermo a haven for nature lovers.
Benefits of Bridge Loans in Valyermo, California
