Get Approved at The Lowest Rate
Navigating the process of buying a new home in Victorville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Victorville, CA or getting it ready for the market.
Identify the new home you want to buy in Victorville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Victorville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Victorville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Victorville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Victorville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Victorville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Victorville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Victorville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer several advantages for Victorville residents. They provide quick access to funds, allowing homeowners to purchase a new property before selling their current one. This can prevent missed opportunities in the competitive real estate market. Demographically, Victorville is a diverse city in Southern California with a population of approximately 122,385. The city has a mix of young professionals, families, and retirees, creating a vibrant community with various cultural backgrounds. Victorville's housing market is dynamic, with a median home price of $320,000. The market offers a range of options from single-family homes to apartments, making it attractive to first-time buyers and investors looking for rental properties. Some of the main attractions in Victorville include the California Route 66 Museum, the Mojave Narrows Regional Park, and the Victor Valley Museum. These sites showcase the city's rich history, natural beauty, and recreational opportunities, making Victorville a great place to live and visit.
The Benefits of Bridge Loans in Victorville, California
