Get Approved at The Lowest Rate
Navigating the process of buying a new home in Villa Grande, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Villa Grande, CA or getting it ready for the market.
Identify the new home you want to buy in Villa Grande, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Villa Grande, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Villa Grande, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Villa Grande, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Villa Grande, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Villa Grande, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Villa Grande, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Villa Grande, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Villa Grande, California provide valuable financing options for homeowners in transition. These short-term loans offer quick access to funds to cover the gap between the purchase of a new home and the sale of the current one. This flexibility enables homeowners to secure their dream home without being constrained by the timing of their property sale. Demographics Villa Grande, California, is a charming village located in Sonoma County. With a population of approximately 600 residents, the community boasts a mix of young professionals, families, and retirees. The area is known for its tight-knit community feel and scenic beauty, attracting individuals looking for a peaceful retreat amidst nature. Housing Market The housing market in Villa Grande offers diverse options ranging from cozy cottages to spacious estates. The real estate market is competitive, with properties often selling quickly due to high demand. Bridge loans serve as a strategic tool for buyers to act swiftly in this fast-paced market, securing their desired property before it's off the market. Main Attractions Villa Grande's proximity to the Russian River provides residents with recreational opportunities like kayaking, fishing, and picnicking. The area is also renowned for its vineyards and wineries, offering residents a taste of California's renowned wine culture. Additionally, the nearby Armstrong Redwoods State Natural Reserve allows for peaceful walks amidst towering redwood trees.
Benefits of Bridge Loans in Villa Grande, California
