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Navigating the process of buying a new home in Visalia, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Visalia, CA or getting it ready for the market.
Identify the new home you want to buy in Visalia, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Visalia, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Visalia, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Visalia, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Visalia, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Visalia, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Visalia, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Visalia, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Visalia, California offer a temporary financing solution for homebuyers to bridge the gap between the purchase of a new home and the sale of their current one. This allows buyers to move quickly and secure their new property without the stress of contingencies. Visalia, located in Central California, boasts a diverse population with a mix of cultures, making it a vibrant and welcoming place to live. The city is known for its agricultural industry, with a strong emphasis on citrus production, contributing to the local economy and job market. The housing market in Visalia is competitive yet diverse, offering a range of options from historic homes in charming neighborhoods to modern developments with top-notch amenities. With a steady demand for housing and a growing population, investing in real estate in Visalia is considered a smart move for buyers and investors alike. Main attractions in Visalia include the Sequoia National Park, famous for its giant sequoia trees and stunning landscapes, providing residents with endless opportunities for outdoor adventures. Additionally, the Visalia Fox Theatre, an iconic Art Deco building, hosts various performances and events, adding to the cultural richness of the city.
The Benefits of Bridge Loans in Visalia, California
