Get Approved at The Lowest Rate
Navigating the process of buying a new home in Vista, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Vista, CA or getting it ready for the market.
Identify the new home you want to buy in Vista, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Vista, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Vista, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Vista, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Vista, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Vista, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Vista, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Vista, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Vista, California offer a flexible financing solution for homebuyers, allowing them to purchase a new property before selling their existing one. This can prevent the need for a contingent offer and speed up the home buying process. Vista, California, located in San Diego County, has a diverse population with a mix of urban and suburban feel. The city is known for its beautiful parks, family-friendly community, and great schools, making it an attractive place to live for families and professionals alike. The housing market in Vista, California, is competitive with a variety of single-family homes, townhouses, and condos available. The median home price is around $500,000, making it an affordable option in the pricey Southern California market. Some main attractions in Vista include the Moonlight Amphitheatre, Alta Vista Botanical Gardens, and the Wave Waterpark. With its proximity to the beach and numerous dining and shopping options, Vista offers a vibrant lifestyle for its residents.
Bridge Loans Benefits in Vista, California
