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Navigating the process of buying a new home in Volcano, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Volcano, CA or getting it ready for the market.
Identify the new home you want to buy in Volcano, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Volcano, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Volcano, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Volcano, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Volcano, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Volcano, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Volcano, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Volcano, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
The use of bridge loans in Volcano, California can be highly advantageous for homebuyers. These short-term loans help bridge the gap between the purchase of a new home and the sale of a current property. They provide immediate funds for down payments, enabling buyers to secure their dream homes without delays. Volcano, CA, is a quaint town with a population of approximately 1000 residents. Known for its historic charm and natural beauty, it attracts both locals and tourists. The town's demographics reflect a mix of retirees, young families, and nature enthusiasts, creating a diverse and welcoming community. The housing market in Volcano offers a range of options, from historic homes to modern properties. With the help of bridge loans, buyers can capitalize on market opportunities and secure desirable homes quickly. The market is stable, making it an attractive location for investment and homeownership. Visitors to Volcano can explore its main attractions, including the Volcano Theatre Company, Daffodil Hill, and the Black Chasm Cavern. These attractions showcase the town's cultural richness, outdoor activities, and geological wonders, making it a vibrant destination for visitors of all ages.
Bridge Loans in Volcano, California
