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Navigating the process of buying a new home in West Hills, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in West Hills, CA or getting it ready for the market.
Identify the new home you want to buy in West Hills, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in West Hills, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in West Hills, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in West Hills, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in West Hills, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in West Hills, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in West Hills, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in West Hills, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in West Hills, California offer a convenient short-term financing solution for individuals looking to purchase a new home before selling their current one. This type of loan provides flexibility and allows borrowers to access the equity in their existing property quickly. Demographically, West Hills, California is known for its diverse population, with a mix of young families, professionals, and retirees. The area has a strong sense of community and offers a range of amenities, including top-rated schools, parks, and recreational facilities. When it comes to the housing market, West Hills has seen steady growth in recent years. The demand for homes in the area continues to rise, leading to an increase in property values. Bridge loans can help buyers take advantage of these favorable market conditions and secure their dream home. Some of the main attractions in West Hills include the scenic hiking trails in Topanga State Park, the Westfield Topanga shopping mall, and the Warner Center Park. The area also boasts a variety of dining options, entertainment venues, and cultural attractions for residents to enjoy.
Benefits of Bridge Loans in West Hills, California
