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Navigating the process of buying a new home in West Sacramento, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in West Sacramento, CA or getting it ready for the market.
Identify the new home you want to buy in West Sacramento, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in West Sacramento, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in West Sacramento, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in West Sacramento, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in West Sacramento, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in West Sacramento, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in West Sacramento, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in West Sacramento, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in West Sacramento offer numerous benefits for homeowners and property investors. These short-term loans provide quick access to funds for purchasing a new property before selling an existing one. They can help avoid the stress of being stuck with two mortgages or missing out on a great deal due to lack of immediate funds. West Sacramento, located in Yolo County, has a diverse demographic profile with a mix of families, young professionals, and retirees. The city's population has been steadily growing, offering a promising market for real estate investments. The median household income is above the national average, making it an attractive location for property buyers. The housing market in West Sacramento is flourishing, with a variety of housing options ranging from modern condos to spacious single-family homes. The city has seen a surge in property values in recent years, making it a lucrative market for both buyers and sellers. Bridge loans can help investors take advantage of these market conditions by providing timely financial support. Some of the main attractions in West Sacramento include the iconic Tower Bridge, the bustling River Walk, and the scenic Riverfront Promenade. The city offers a vibrant arts and culture scene, numerous dining options, and outdoor recreational activities along the Sacramento River. Investing in properties in this dynamic city can offer a blend of urban convenience and natural beauty.
Benefits of Bridge Loans in West Sacramento, California
