Get Approved at The Lowest Rate
Navigating the process of buying a new home in Westley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Westley, CA or getting it ready for the market.
Identify the new home you want to buy in Westley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Westley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Westley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Westley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Westley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Westley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Westley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Westley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Westley, California offer numerous benefits for homeowners. They provide quick access to funds, helping individuals bridge the gap between the purchase of a new home and the sale of their current one. This financial flexibility allows for smoother transitions without the stress of contingent sales. Demographically, Westley has a population of around 603 residents, offering a close-knit community feel. The median age is 29, with a strong representation of families and young professionals. The area is known for its diverse cultural influences and welcoming atmosphere. The housing market in Westley, California, is dynamic with a median home value of $446,546. The market is competitive, with properties often selling above asking price due to high demand. Bridge loans have become increasingly popular among buyers to secure properties in this hot market.
Benefits of Bridge Loans in Westley, California
