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Navigating the process of buying a new home in Wheatland, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Wheatland, CA or getting it ready for the market.
Identify the new home you want to buy in Wheatland, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Wheatland, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Wheatland, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Wheatland, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Wheatland, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Wheatland, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Wheatland, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Wheatland, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide immediate funds to bridge the gap between the purchase of a new property and the sale of an existing one, allowing seamless transitions without missing out on opportunities. Demographics: Wheatland, California, is a small town with a population of around 3,500 residents. The community is close-knit, and the town offers a peaceful and family-friendly atmosphere. Housing Market: Wheatland's housing market is stable with a mix of older homes and newer developments. The median home price is around $350,000, making it an affordable option for homeowners looking to invest or relocate. Main Attractions: Some main attractions in Wheatland include the Bear River, offering opportunities for outdoor activities like fishing and boating, as well as the Sleep Train Amphitheatre, which hosts various concerts and events throughout the year.
The Benefits of Bridge Loans in Wheatland, California
