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Navigating the process of buying a new home in Whiskeytown, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Whiskeytown, CA or getting it ready for the market.
Identify the new home you want to buy in Whiskeytown, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Whiskeytown, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Whiskeytown, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Whiskeytown, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Whiskeytown, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Whiskeytown, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Whiskeytown, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Whiskeytown, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A major benefit of bridge loans in Whiskeytown, California, is their ability to provide quick access to funds necessary for purchasing a new property before selling an existing one. This can help avoid missed opportunities in the competitive real estate market of the area. Bridge loans are also advantageous due to their flexibility and short-term nature, allowing borrowers to bridge the gap between buying a new property and selling the old one without the stress of immediate financial burden. Furthermore, bridge loans in Whiskeytown can be a strategic financial tool for individuals looking to invest in real estate, as they provide the liquidity needed to move quickly on lucrative opportunities that may arise in the market. Demographics: Whiskeytown, California, is a quaint town with a population primarily consisting of working professionals seeking a peaceful retreat from city life. The community is known for its tight-knit feel and residents who value the outdoors and recreational activities. Housing Market: The housing market in Whiskeytown offers a mix of charming single-family homes and picturesque mountain properties. The market is competitive, with demand driven by buyers looking for vacation homes or permanent residences in a scenic and serene setting. Main Attractions: While in Whiskeytown, visitors can explore the stunning Whiskeytown Lake, known for its clear waters and water activities, as well as the nearby Whiskeytown National Recreation Area, which offers hiking, camping, and wildlife viewing opportunities.
Benefits of Bridge Loans in Whiskeytown, California
